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APRs and APYs – What’s the difference?

The Simple Dollar » An Introduction To Compound Interest With Spreadsheets, Part 2: Monthly Compound Interest, APRs, and APYs

I was never really clear on the difference between Annual Percentage Rate (APR) and Annual Percentage Yield (APY). Trent has cleared things up for me with a good article (really part two of a trilogy) about compound interest.

Whenever a bank mentions an interest rate to you, they’ll give you the APR when they’re lending you money but give . . . → Read More: APRs and APYs – What’s the difference?

Is she, or isn’t she?

Computer-Generated Image Looks Exactly Like a Beautiful Woman – Gizmodo

Click the link above to see a completely CG image of a real Korean actress. Those of you with keen eyes and a knowledge of image manipulation may be able to tell the difference between this “photo” and a real photo, but I assure you, I could not – even after reading the comments from the self-proclaimed experts saying exactly what tipped them off.

On a different site, . . . → Read More: Is she, or isn’t she?

Review: Cheaper by the Dozen 2

I enjoyed the original Cheaper by the Dozen. [tag]Steve Martin[/tag] is one of my favorite comedic actors, and [tag]Bonnie Hunt[/tag] combines sweet and funny better than almost anyone. Adding [tag]Eugene Levy[/tag], another hilarious actor (given the right role), to the mix should have upped the ante and made it funnier, but it really didn’t.

Dozen 2 was sweet, funny at times, and a nice family movie. It was also rather bland, predictable, and formulaic. There were some . . . → Read More: Review: Cheaper by the Dozen 2