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I'm a geek working as a distance learning specialist for a large corporation.

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Somewhere around 35 years ago, I caught my first episode of Doctor Who. I watched a man with a very long scarf run around offering people jelly babies in prettyThe Doctor Is In

[This post was scheduled to go up last week, and I just realized it never posted. Anyone know how that could happen with WordPress' schedule function? I'm not waiting anotherMake a silent noise unto the Lord - Tuesday TubeWatch

New season, new Doctor, new show runner, new companions... lots of change this year. How'd it turn out? (as with the reviews of previous years, I'm going to try toReview: Doctor Who 2010

Cerado's Web 2.0 or Star Wars Quiz Sadly, I got a 38.Web 2.0 or Star Wars?

You know, I was going to write a whole post about the specifics of stuff I loved about The Avengers. You've already seen my spoiler-free gushing (assuming you have doneThe Avengers (2012) with spoilers, and new things on the internet

Abyss & Apex : Fourth Quarter 2007: Wikihistory Okay, if you've ever participated in an online forum or newsgroup, you've gotta read this mock-forum discussion of the International Association of TimeForum update on time traveling interference with Hitler

Silverado is one of my favorite westerns. It's fun, exciting, has a good story, and features at least seven of my favorite big name actors (Kevin Kline, Scott Glenn, DannyReview: Silverado

I'm pretty impressed with the CommonCraft videos. They've found a way to make YouTube a marketing and profit center for themselves, and a lot of their work is in theTips from CommonCraft

Corporate eLearning Strategies and Development: Image carving - Adobe hires imaging guru - Adobe Learning Summit Oh, man. If you have EVER spent time resizing an image, you owe it toDynamic Image Resizing

Today's my birthday. Woo hoo! I managed to not die again this year! (I'm really not sure where I'm going with this post, but I figured I might as well useBirthday ramblings

This excites me on many levels. It's so simple, and yet so cool. It's not at all new either. In fact, there's a multi-award winning film that uses something very similarA colorful cavalcade of classical coolness

Superman is back. Lex Luthor is back, too. It's really good. But is it a triumph? First, a little explanation: This movie is a sequel/restart. Back in the seventies and eighties, Christopher Reeve (whoReview: Superman Returns

A few posts back, we got into a bit of a discussion that significantly hinged on fair use. I mentioned that I had a fair use reference but didn't haveFair Use

First, sorry about the absence of new posts lately. Plenty has been going on, I've just been too tired to write about it. Anyway... on to the review! The Rocky seriesReview: Rocky II

Cheap trick. No, not the band. Seems like Deanna has the same sense of humor as Brother Cavel. But... we get another week of voting in, and everybody's back in play!BSG: The Last Cylon... not so revealed

Personal Finance advice from “Dilbert”

Vanguard − The “Dilbert” guide to personal finance

This list from Scott Adams, the creator of Dilbert, is about 2 years old, but I just saw it for the first time, and I think it’s an excellent distillation of the basics of personal finance. It really focuses in on exactly what I’ve been reading about in the couple of years that I’ve been getting more serious about personal finance.

Everything you need to know about financial planning*

  1. Make a will.
  2. Pay off your credit cards.
  3. Get term life insurance if you have a family to support.
  4. Fund your 401(k) to the maximum.
  5. Fund your IRA to the maximum.
  6. Buy a house if you want to live in a house and you can afford it.
  7. Put six months’ expenses in a money market fund.
  8. Take whatever money is left over and invest 70% in a stock index fund and 30% in a bond fund through any discount broker, and never touch it until retirement.

If any of this confuses you or you have something special going on (retirement, college planning, tax issues) hire a fee-based financial planner, not one who charges a percentage of your portfolio.

* Dilbert and the Way of the Weasel, Collins, New York, 2002, p. 172.

On the Vanguard page, a bunch of experts weigh in with their opinions on the advice, all of which is positive.

I’ve got #1 and #2 in progress right now. #3 would be next in line. Numbers 4-7 are in various states of completion/planning, though funding the IRA and 401(k) to the maximum is currently a bit of a stretch goal. Number 8? Yeah, well I suppose I’d have to have money left over for that to happen.

These are all long-term goals, but any progress toward them is good. I’m happy that I’m making some headway.

Speaking of goals, and Dilbert:
Dilbert.com

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