About me

I'm a geek working as a distance learning specialist for a large corporation.

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February 2012
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Why I don’t have a dog

I don’t have a pet. Dog, cat, fish, bird, rock… nothing. That’s not likely to change in the next 5-7 years, if ever. There are lots of reasons, actually, but here are the three primary “excuses”:

I can’t afford it

According to Glblguy in his post, Don’t buy a dog, given an average lifespan of 12 years, the cost for a dog works out to $7,210.00 ($775 for the first year, then $585/year for 11 . . . → Read More: Why I don’t have a dog

Saving 12% in interest in 10 minutes

I just saved myself 12% in interest fees in a 10 minute conversation.

I’ve been working in earnest to get myself out of credit card debt for a few years now. Back when the economy was doing a bit better, I found a great deal with CitiCard to pay 3.99% on my balance transfer per month for the life of the balance. Naturally, I put as much of my existing debt on that card as . . . → Read More: Saving 12% in interest in 10 minutes