Earlier this year I had the windows in my house replaced. This cost more money than I had on hand, so I took the loan offered through the company who sold me the windows. Aside from an 11% interest rate, there were terms that would give me time to get a better loan at a lower rate, at which point I was going to pay off the original loan.
So, life happened and time went . . . → Read More: Saving money thru the power of cluelessness
(Well, I assume that the cost of internet access is taxed everywhere, but maybe not. If you don’t get taxed for that… congratulations.)
I was doing my taxes this weekend, so I figured now was as good a time as any for a tax related post. So here you go… a song about taxes. Enjoy.
And ’cause I’m generous, here’s a bonus song! (I know, I know… I’m a giver, what can I say?)
. . . → Read More: Tuesday TubeWatch: You are being taxed to watch this
Earlier this week, Gather Little by Little ran an article about Omaha Steaks, and how expensive it was in comparison to the grocery store. His calculations had the meat coming in at anywhere from $38-44 per pound. Even for good steak, that’s pretty expensive.
Coincidentally, I purchased bulk steak from a competitor of Omaha, US Beef, a little more than a week earlier. This was a door-to-door sale—something I usually am able to turn away. . . . → Read More: Does steak cost less delivered in bulk?
Three years ago today, at 11:48pm, I wrote these amazingly insightful words:
Check it out…
Friday, December 9th, 2005
Looks like I am officially blogging. I am too cool for words. (Ironic, isn’t it.)
Thusly did this, my first blogging experience, begin. Pretty sad, really, but there you have it. Now here we are, three years and over 400 posts later, and I figure it’s about time I looked back to see if I’ve ever . . . → Read More: Three years of yammering on…
Vanguard − The “Dilbert” guide to personal finance
This list from Scott Adams, the creator of Dilbert, is about 2 years old, but I just saw it for the first time, and I think it’s an excellent distillation of the basics of personal finance. It really focuses in on exactly what I’ve been reading about in the couple of years that I’ve been getting more serious about personal finance.
Everything you need to know about . . . → Read More: Personal Finance advice from “Dilbert”
I just saved myself 12% in interest fees in a 10 minute conversation.
I’ve been working in earnest to get myself out of credit card debt for a few years now. Back when the economy was doing a bit better, I found a great deal with CitiCard to pay 3.99% on my balance transfer per month for the life of the balance. Naturally, I put as much of my existing debt on that card as . . . → Read More: Saving 12% in interest in 10 minutes
10 Simple Changes That Save Gas | The Wisdom Journal
All 10 of these tips are good, and relatively easy to accomplish. Here are first five, with my own thoughts. For the rest, and the original commentary, click through the link above:
Make as many right turns as possible. UPS and FedEx both think it’s important. Look into it. (Hint: less time sitting idle.) Smooth rides. Don’t floor it ’till you brake it. Smoothly accelerate . . . → Read More: How to spend less on gas
Lots of movies are coming out this year that I would love to see in a theater, rather than waiting for DVD.
Here’s the list, in order of release, with release date. Boldface indicates movies I will not miss in the theaters – the others I will be disappointed if I have to miss for one reason or another:
Iron Man – May 2 Speed Racer – May 9 The Chronicles of Narnia: Prince Caspian . . . → Read More: What I’m going to do with my summer
How should I spend my economic stimulus rebate?
Over at Gather Little by Little (link above), Glblguy reviews his decision with his wife about what to do with his economic stimulus rebate. All of us (in the US, anyway) have the same decision to make. There are, as he points out, about 4 options:
Pay off debt Buy stuff Save/invest it Go on a trip/vacation
What do I want to do with it? Buy stuff. . . . → Read More: My economic stimulus rebate is going to…
Uncommon Lifestyles and the Truth About the 4-Hour Workweek: An Interview with Tim Ferriss ∞ Get Rich Slowly
This article spurred a long night of reading about virtual personal assistants and other ways of “lightening the load” of some of the tasks we all have to do in our lives. I like the concepts. There are some things I can probably do that would help me make the most of my time. In fact, I . . . → Read More: Outsourcing your life, and the 4 hour work week