About me

I'm a geek working as a distance learning specialist for a large corporation.

My Pandora "radio station" profile
This is my favorite way to listen to music now.

My Yahoo "radio station"
(Unfortunately, only works in IE.)

Shopping

Looking to purchase something online? Support Caddickisms by going through one of these links:

Caddickisms Store

Amazon.com

Calendar

February 2012
S M T W T F S
« Jan    
 1234
567891011
12131415161718
19202122232425
26272829  

Topics

Posts by month

  • An error has occurred; the feed is probably down. Try again later.

H&R Block – Top 10 Overlooked Credits & Deductions

H&R Block – Top 10 Overlooked Credits & Deductions

Here’s a good list to keep in mind as we get ready to pony up for Uncle Sam’s benificence.

[tags]US taxes, april 15th, tax credits, tax deductions, tax preparation[/tags]

Some people have REALLY short fuses

Why Religion is an Important Part of Personal Finance ∞ Get Rich Slowly

The topic of the linked post has (almost) nothing to do with my post here. It’s the comments that I want to point out. Here’s a synopsis of the situation:

Get Rich Slowly is a personal finance blog (and a pretty good one… I’d encourage you to subscribe). Some months ago, JD, the author, went on vacation and had some guest posters . . . → Read More: Some people have REALLY short fuses

Frugality gone wild!

The Ultimate Cheapskate’s Book Contest ∞ Get Rich Slowly

Get Rich Slowly is running a contest for a free copy of the Ultimate Cheapskate book. You have to enter a true story of “cheapskatery” and the best three get a copy of the book.

For my money, this entry should be one of the top three:

SG Says: January 4th, 2008 at 8:49 am

In the checkout queue at the supermarket (your normal supermarket, . . . → Read More: Frugality gone wild!

Personal Finance on 5 business cards

The Simple Dollar » Everything You Ever Really Needed to Know About Personal Finance on the Back of Five Business Cards

Lately I’ve felt like Trent was recycling the same advice over and over again, and I was starting to lose interest, but this post pulled it all together nicely.

 During the lunch, out of the blue, he asked me to give a five minute nutshell version of what I would present to the group. . . . → Read More: Personal Finance on 5 business cards

“Free” business cards

Free business cards! That’s pretty cool. Via the excellent Parent Hacks site (see below) I’ve now found two online printing companies that will print business cards for free. You have to pay shipping/handling charges, which probably amount to about $5, but that’s not bad.

The two sites are VistaPrint and ooprint. VistaPrint.com provides 42 design options and 250 cards, while ooprint.com provides 32 options and 100 cards.

Obviously this is a benefit for small (very . . . → Read More: “Free” business cards

Unexpected costs, things that have broken lately, and lessons learned

In the last month or so, it seems like Murphy is camped on my front step.

Computer – dead. Motherboard, presumably, is fried, based on research. Car inspection – over $500 more than expected in repairs. VCR – dead.  Yes, I still had one. No I don’t have a DVR. I don’t have digital cable either. Wife’s TV – extremely unreliable, verging on death. Picture fades to black for long stretches. Three extra trips to . . . → Read More: Unexpected costs, things that have broken lately, and lessons learned

Is a dual income worth it in a marriage?

TheGoldenParachute.com: Think Dual Incomes is a Great Thing? Not Always

We’ve had discussions periodically in my house about my wife going back to work part-time. There are a variety of reasons why I’d prefer she didn’t, and none of them are financial. Financially, I’d always assumed that having some other income would help a bit, but wasn’t sure it would outweigh the other factors (the “soft” factors, as the linked post refers to them). That . . . → Read More: Is a dual income worth it in a marriage?

LinkList: Personal Finance + Sci-Fi edition

A few things have bubbled to the top lately… here they are:

Personal Finance

Tom’s Inflation Calculator I was looking for a calculator that would tell me how much my current salary would have been worth in 1990, and this fit the bill perfectly. You can also see whether the relative price of gas (for example) has really gone up in the past 40+ years. The calculations are based on US Dept. of Labor statistics . . . → Read More: LinkList: Personal Finance + Sci-Fi edition

APRs and APYs – What’s the difference?

The Simple Dollar » An Introduction To Compound Interest With Spreadsheets, Part 2: Monthly Compound Interest, APRs, and APYs

I was never really clear on the difference between Annual Percentage Rate (APR) and Annual Percentage Yield (APY). Trent has cleared things up for me with a good article (really part two of a trilogy) about compound interest.

Whenever a bank mentions an interest rate to you, they’ll give you the APR when they’re lending you . . . → Read More: APRs and APYs – What’s the difference?

Shop Ahead

Here’s a tip from my sister-in-law. Pretty impressive savings.

This is the perfect time to shop for next year’s winter clothes. We shop at department stores like Macy’s and Sears and pay a fraction of the regular cost. The sale is anywhere from 50-70% off. [My daughter's] clothes were about $60 and the regular cost was $200. Don’t forget about PJ’s, Carters has theirs on sale for $6.99.

If you have young kids, you know . . . → Read More: Shop Ahead