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I'm a geek working as a distance learning specialist for a large corporation.

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How to keep your house from collapsing around you

Hometime – How-To – Project Help – Preventive Home Maintenance

This is a great list. Excellent reminders. I am terrible at home maintenance so I actually need these kinds of reminders—otherwise I just wait around for something to fall apart, which requires me to pay out the nose for some professional to fix it. Dumb.

Just one question for all you readers: how many of those chores do you actually do?

[tags]personal finance, home maintenance[/tags]

. . . → Read More: How to keep your house from collapsing around you

U.S. National Savings Rate breaks a bad barrier

Our National Savings Rate Is Embarrassing [Fool.com] January 17, 2007

Wow… this was surprising to me:

…consider these historical numbers for the U.S. personal savings rate:

* 1984: 10.8% * 2001: 1.8% * 2003: 1.4%

Do you see a troubling trend? So do I. Care to guess where we landed in 2005?

* 2005: (0.5%)

That’s right — negative savings!

Is that unprecedented? Well, not exactly. We hit negative levels for two years — during . . . → Read More: U.S. National Savings Rate breaks a bad barrier

Teaching money management to kids

The Simple Dollar » The Money Savvy Pig and My Son’s Allowance

Another good idea from Trent, over at The Simple Dollar. A transparent, compartmentalized, piggybank does seem like a good way to teach money management to young kids. His plan hits the major keys of teaching: Tell, Show, Do, Review.

Obviously he’ll have to tell his son what he’s doing. Then he will show him what it looks like as the savings build. Though . . . → Read More: Teaching money management to kids

Almost free TV / PVR

G-Ding.TV | Viewing Linux in a whole new way

For the cost of basic hardware you can have a PVR (Personal Video Recorder, e.g., TIVO) in your house. You can even use an old computer (maybe go get a bigger hard drive, and a TV Tuner card if you don’t already have one), to save even more money.

This is nothing new, really. MythTV (the PVR software) has been around for a while. Linux (the . . . → Read More: Almost free TV / PVR

What I’ve been thinking

I’ve been quiet on here for a couple weeks due to some time pressures. Lots to do during the lead-up to Christmas, as I’m sure you can all understand. I had it all planned out – a full week of vacation to get it all done – but then some problems at work forced me to give up most of my “free” time. The week after Christmas was spent running around to stores with gift . . . → Read More: What I’ve been thinking

Is a meal preparation service a good deal?

Easy Meal Prep Association and Meal Assembly Directory

I’m looking for ways to live cheaper. I got a tip in the comments of another blog to check out a Meal Preparatory business. The link above is a directory of these kinds of businesses.

In case you aren’t familiar with the concept, the way it works is that you sign up for a session, choose the meals you want to make from that month’s menu, then . . . → Read More: Is a meal preparation service a good deal?

Claim some long-distance cash!

Long-distance callers have some money coming – MarketWatch

Make any long distance calls in the last three years? Claim your cash in 2007!

The repeal of the Federal excise tax (initiated in 1898 to fund the Spanish-American war) means the government is handing out refunds. Niiiiice.

You’re eligible for the refund if you made a long-distance call between Feb. 28, 2003, and Aug. 1, 2006. To make it easy, the IRS is offering a . . . → Read More: Claim some long-distance cash!

The Simple Dollar – and other personal finance links

The Simple Dollar

If you’re looking for a simple, easy to follow personal finance blog, check out The Simple Dollar. I get a headache just thinking about personal finance, but I seriously enjoy this site and I’m learning quite a bit as well. It’s not the be-all-and-end-all of finance information, but it is open, personal, easy to read, and full of good advice – especially if you’re looking to lower some of your debt.

I . . . → Read More: The Simple Dollar – and other personal finance links